util: limit inspect to only show own properties

[BridgeAR]

Error's cause and errors properties would be visible even if these were not own properties. This is changed to align with all other parts of the inspect handling.

As drive-by I changed an array to a set for faster lookup in assert.

Fixes: #60717
Closes: #60724

[codecov]

Codecov Report

✅ All modified and coverable lines are covered by tests.
✅ Project coverage is 88.51%. Comparing base (14f02fc) to head (eee56d6).
⚠️ Report is 6 commits behind head on main.

Additional details and impacted files

@@            Coverage Diff             @@
##             main   #61032      +/-   ##
==========================================
- Coverage   88.52%   88.51%   -0.01%     
==========================================
  Files         703      703              
  Lines      208538   208546       +8     
  Branches    40214    40219       +5     
==========================================
- Hits       184615   184604      -11     
- Misses      15921    15968      +47     
+ Partials     8002     7974      -28     

Files with missing lines	Coverage Δ
lib/internal/util/inspect.js	99.63% <100.00%> (ø)

... and 42 files with indirect coverage changes

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